I directly asked the online RTB rep about Civil Liability coverage. This is their response:
"While we provide unlimited coverage for legal fees associated with both civil and criminal suits, it's important to note that our service does not cover civil damages. This means that if you lose a civil trial, all your legal and court fees will be paid upfront, but any amount awarded to the opposing party that you need to pay would not be covered by us."
That's right. Y'all act like the criminal justice system will treat you fairly and your only concern is civil damages. How is that criminal representation serving you from those civil payment "Insurance" companies?
From the RTB website - chat questions: While our service does provide unlimited coverage for all legal fees for criminal and civil suits, it does not cover civil damages. So, if you were to lose your civil trial, all of your legal and court fees would still be paid upfront. However, any amount awarded to an opposing party that is to be paid by you would not be covered by Right to Bear. We hope this helps!
Thank you Keith. If that is the case, can you please provide the link, and mention how much civil liability coverage they provide? From what I can tell, they only provide civil defense costs, not liability coverage . . . which are two different things. Their website clearly states: "We are not insurance therefore, we do not offer coverage for civil liability." (https://protectwithbear.com/pages/ccw-insurance).
CCW Safe provides up to $1.5M Civil Liability Coverage, depending on the plan (https://ccwsafe.com/plans/).
See my posts above. Don't get hung up on civil. Your more important concern is criminal defense. A couple of organizations offer civil damage coverage at great expense. There is a reason they offer it. It's a safe bet. All of these companies being discussed are all FOR PROFIT, and the civil award aspect is a safe bet for them, and they know that. I know this: RTB is the only God centered company.
OJ was famously convicted in a civil case, but not a criminal case. I agree that if someone has a criminal conviction, the civil judgement might a secondary concern for some . . . but for those with spouses and children, a civil judgement is a major concern, and having coverage for that event is very important to those people. I've mentioned several times now that RtB's website clearly states: "We are not insurance therefore, we do not offer coverage for civil liability." (https://protectwithbear.com/pages/ccw-insurance).
If they do, in fact, provide civil liability coverage, it should be easy for you or Keith to provide a link to that information, and a statement of how much coverage they provide. But it seems like all of the responses so far have either been "it's OK to disagree" or "they provide civil defense coverage" . . . neither of which addresses the issue. If you are now admitting that they don't provide civil liability coverage, then that is a very important piece of information that people should have when making an informed decision. If someone decides that they don't care about that coverage, then fine. But I don't think it's responsible to act like it's so unimportant that it's not work mentioning or considering. To myself, and many others, that coverage is an extremely important thing to consider. I pray that you and Keith will consider making this clear to readers / followers. Thank you.
I can answer for him. Pays for civil representation. That's it. No civil damages are paid. No one ever implied that until someone convoluted the discussion.
I am not shielding Keith. These are not my opinions. I have a lot of knowledge in this arena and was attempting to clarify your concerns, which it appears, is not your intention.
I’m not sure where you’re seeing that. It clearly states on their page that they cover civil liability.
I directly asked the online RTB rep about Civil Liability coverage. This is their response:
"While we provide unlimited coverage for legal fees associated with both civil and criminal suits, it's important to note that our service does not cover civil damages. This means that if you lose a civil trial, all your legal and court fees will be paid upfront, but any amount awarded to the opposing party that you need to pay would not be covered by us."
That's right. Y'all act like the criminal justice system will treat you fairly and your only concern is civil damages. How is that criminal representation serving you from those civil payment "Insurance" companies?
From the RTB website - chat questions: While our service does provide unlimited coverage for all legal fees for criminal and civil suits, it does not cover civil damages. So, if you were to lose your civil trial, all of your legal and court fees would still be paid upfront. However, any amount awarded to an opposing party that is to be paid by you would not be covered by Right to Bear. We hope this helps!
Thank you Keith. If that is the case, can you please provide the link, and mention how much civil liability coverage they provide? From what I can tell, they only provide civil defense costs, not liability coverage . . . which are two different things. Their website clearly states: "We are not insurance therefore, we do not offer coverage for civil liability." (https://protectwithbear.com/pages/ccw-insurance).
CCW Safe provides up to $1.5M Civil Liability Coverage, depending on the plan (https://ccwsafe.com/plans/).
John
See my posts above. Don't get hung up on civil. Your more important concern is criminal defense. A couple of organizations offer civil damage coverage at great expense. There is a reason they offer it. It's a safe bet. All of these companies being discussed are all FOR PROFIT, and the civil award aspect is a safe bet for them, and they know that. I know this: RTB is the only God centered company.
OJ was famously convicted in a civil case, but not a criminal case. I agree that if someone has a criminal conviction, the civil judgement might a secondary concern for some . . . but for those with spouses and children, a civil judgement is a major concern, and having coverage for that event is very important to those people. I've mentioned several times now that RtB's website clearly states: "We are not insurance therefore, we do not offer coverage for civil liability." (https://protectwithbear.com/pages/ccw-insurance).
If they do, in fact, provide civil liability coverage, it should be easy for you or Keith to provide a link to that information, and a statement of how much coverage they provide. But it seems like all of the responses so far have either been "it's OK to disagree" or "they provide civil defense coverage" . . . neither of which addresses the issue. If you are now admitting that they don't provide civil liability coverage, then that is a very important piece of information that people should have when making an informed decision. If someone decides that they don't care about that coverage, then fine. But I don't think it's responsible to act like it's so unimportant that it's not work mentioning or considering. To myself, and many others, that coverage is an extremely important thing to consider. I pray that you and Keith will consider making this clear to readers / followers. Thank you.
I can answer for him. Pays for civil representation. That's it. No civil damages are paid. No one ever implied that until someone convoluted the discussion.
How is the ‘cover civil liability’ same as ‘pays for civil representation’?
Well since it doesn't define limits in dollars of civil liability, you can take that as civil representation.
I am not shielding Keith. These are not my opinions. I have a lot of knowledge in this arena and was attempting to clarify your concerns, which it appears, is not your intention.