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John Flynn's avatar

Thank you Keith. If that is the case, can you please provide the link, and mention how much civil liability coverage they provide? From what I can tell, they only provide civil defense costs, not liability coverage . . . which are two different things. Their website clearly states: "We are not insurance therefore, we do not offer coverage for civil liability." (https://protectwithbear.com/pages/ccw-insurance).

CCW Safe provides up to $1.5M Civil Liability Coverage, depending on the plan (https://ccwsafe.com/plans/).

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Ken Hardy's avatar

John

See my posts above. Don't get hung up on civil. Your more important concern is criminal defense. A couple of organizations offer civil damage coverage at great expense. There is a reason they offer it. It's a safe bet. All of these companies being discussed are all FOR PROFIT, and the civil award aspect is a safe bet for them, and they know that. I know this: RTB is the only God centered company.

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John Flynn's avatar

OJ was famously convicted in a civil case, but not a criminal case. I agree that if someone has a criminal conviction, the civil judgement might a secondary concern for some . . . but for those with spouses and children, a civil judgement is a major concern, and having coverage for that event is very important to those people. I've mentioned several times now that RtB's website clearly states: "We are not insurance therefore, we do not offer coverage for civil liability." (https://protectwithbear.com/pages/ccw-insurance).

If they do, in fact, provide civil liability coverage, it should be easy for you or Keith to provide a link to that information, and a statement of how much coverage they provide. But it seems like all of the responses so far have either been "it's OK to disagree" or "they provide civil defense coverage" . . . neither of which addresses the issue. If you are now admitting that they don't provide civil liability coverage, then that is a very important piece of information that people should have when making an informed decision. If someone decides that they don't care about that coverage, then fine. But I don't think it's responsible to act like it's so unimportant that it's not work mentioning or considering. To myself, and many others, that coverage is an extremely important thing to consider. I pray that you and Keith will consider making this clear to readers / followers. Thank you.

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