Many church (and church school) sheepdogs are retired law enforcement officers. Several police organizations including labor groups offer concealed coverage for both off duty and retired officers that can provide an added layer of legal protection and some can be economical. For example, PORAC (a California based legal/labor organization…
Many church (and church school) sheepdogs are retired law enforcement officers. Several police organizations including labor groups offer concealed coverage for both off duty and retired officers that can provide an added layer of legal protection and some can be economical. For example, PORAC (a California based legal/labor organization) offers CCW coverage and LDF (Legal Defense Fund) protection at very low cost. When I moved to Texas post-retirement I discovered that FOP (Federation of Police) also offers plans for off duty and retired officers.
Be sure to let your homeowner's insurance carrier know that you are interested in an all-perils "Umbrella" policy. These are usually relatively low cost addition to your homeowner's policy that offers additional protection since anyone (or their family) you may shoot, however justified, will likely sue you personally in an effort to cash in on your assets. If you own a home it is a likely target of a civil suit if you are involved in a shooting incident.
Be sure that your church's own insurance carrier, risk management folks, and legal advisors review your team's P&P's (Policies and Procedures) and ROE's so that all stakeholders are on the same page.
Hey Gary, I personally don’t give PORAC my money anymore. They have endorsed far right people that do not possess biblical values. They have lost their way of the old PORAC days. As for FOP, I do believe that is a better program if you are a retired police officer.
Yes, PORAC is not the organization it was during my working days. Politics, wokeness, and turning away from biblical values and teaching has ruined so many once great organizations and institutions.
In both California and now Texas my homeowner's policy added an umbrella policy to the existing policy ... perhaps it may be referred to as a "rider" but it is at a reasonable (IMHO) upcharge for the peace of mind. I did, in writing, inform the insurance co. that I was a police officer (back in the day, now retired) who carries.
Hi Ken, I am unfamiliar of what kind of rider you mentioned related with home insurance. Is it some sort of coverage for civil lawsuits for self defense at my property that can be covered by home insurance?
Better get that in writing that they will cover it. The umbrella is to cover civil damages in dollars. If you act in self defense, that policy will not provide you immediate access to an attorney, nor will it pay for a criminal defense attorney to defend you during the criminal investigation/and charges filed against you.
Correct. It is just to help protect your assets should you lose in civil court. It does nothing for any criminal or departmental actions that would require legal defense. That's what the other policies mentioned above are for.
Many church (and church school) sheepdogs are retired law enforcement officers. Several police organizations including labor groups offer concealed coverage for both off duty and retired officers that can provide an added layer of legal protection and some can be economical. For example, PORAC (a California based legal/labor organization) offers CCW coverage and LDF (Legal Defense Fund) protection at very low cost. When I moved to Texas post-retirement I discovered that FOP (Federation of Police) also offers plans for off duty and retired officers.
Be sure to let your homeowner's insurance carrier know that you are interested in an all-perils "Umbrella" policy. These are usually relatively low cost addition to your homeowner's policy that offers additional protection since anyone (or their family) you may shoot, however justified, will likely sue you personally in an effort to cash in on your assets. If you own a home it is a likely target of a civil suit if you are involved in a shooting incident.
Be sure that your church's own insurance carrier, risk management folks, and legal advisors review your team's P&P's (Policies and Procedures) and ROE's so that all stakeholders are on the same page.
Blessings.
Hey Gary, I personally don’t give PORAC my money anymore. They have endorsed far right people that do not possess biblical values. They have lost their way of the old PORAC days. As for FOP, I do believe that is a better program if you are a retired police officer.
Yes, PORAC is not the organization it was during my working days. Politics, wokeness, and turning away from biblical values and teaching has ruined so many once great organizations and institutions.
A homeowners policy will do that? Are you sure that wouldn't have to be a rider on the policy?
In both California and now Texas my homeowner's policy added an umbrella policy to the existing policy ... perhaps it may be referred to as a "rider" but it is at a reasonable (IMHO) upcharge for the peace of mind. I did, in writing, inform the insurance co. that I was a police officer (back in the day, now retired) who carries.
Hi Ken, I am unfamiliar of what kind of rider you mentioned related with home insurance. Is it some sort of coverage for civil lawsuits for self defense at my property that can be covered by home insurance?
Thanks
Better get that in writing that they will cover it. The umbrella is to cover civil damages in dollars. If you act in self defense, that policy will not provide you immediate access to an attorney, nor will it pay for a criminal defense attorney to defend you during the criminal investigation/and charges filed against you.
This is why I have RTB
Correct. It is just to help protect your assets should you lose in civil court. It does nothing for any criminal or departmental actions that would require legal defense. That's what the other policies mentioned above are for.