3 Comments
User's avatar
тна Return to thread
Ken Hardy's avatar

Better get that in writing that they will cover it. The umbrella is to cover civil damages in dollars. If you act in self defense, that policy will not provide you immediate access to an attorney, nor will it pay for a criminal defense attorney to defend you during the criminal investigation/and charges filed against you.

Expand full comment
Gunfighterman's avatar

This is why I have RTB

Expand full comment
Gary Kong's avatar

Correct. It is just to help protect your assets should you lose in civil court. It does nothing for any criminal or departmental actions that would require legal defense. That's what the other policies mentioned above are for.

Expand full comment