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John Flynn's avatar

Ken,

I don't think anyone in these comments is underestimating the need for criminal defense coverage. We would rightly reject any plans that didn't include that. But we also see the very important need for civil liability coverage, and are thankful that full-service solutions like CCW Safe exist, which include that as well. The issue isn't with you or RTB stating that they provide civil liability representation . . . but the concern is that the difference between civil defense expense coverage and civil liability judgement coverage was not explained in the article, and the potential importance of civil liability judgement coverage was not presented . . . which could lead many readers / followers who trust you and Keith to take your recommendation without making a properly informed decision that includes valuable information. Even including a note somewhere in the article to the effect of, "While RTB is our recommendation, it is worth noting that their plans do not include coverage for civil liability judgements. If you are interested in that coverage, you might consider the Ultimate Plan from CCW Safe." . . . would be a responsible addition. My desire with these comments isn't to disparage you or your work on this project. My concern is for men and women that have families and that serve on church security teams, and could potentially find themselves in jail AND their families' bankrupt because thought they had the best church security insurance, and didn't realize that it doesn't cover them against civil liability judgements. Please pray about this and inform your readers / followers accordingly. Thank you brother.

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